Cash Credit Limits for MSMEs
Structured Working Capital Solutions
BharatiyaNeo provides advisory and execution support for Cash Credit (CC)
and working capital limits, helping MSMEs manage cash flows,
inventory cycles, and receivables efficiently.
A Cash Credit limit is a revolving working capital facility
provided by banks and NBFCs to businesses. Interest is charged
only on the utilised amount, making it a flexible and cost-effective
solution for managing day-to-day operational expenses.
Common Cash Credit Use Cases
Inventory Purchase
Funding for raw material and finished goods inventory
to support continuous business operations.
Receivables Gap Financing
Managing the gap between sales invoicing and customer collections.
Seasonal Working Capital
Additional liquidity during peak demand or seasonal cycles.
Business Continuity
Ensuring uninterrupted operations during cash flow fluctuations.
How BharatiyaNeo Structures Cash Credit Limits
1. Business & Banking Analysis
Reviewing turnover, GST returns, bank statements,
and operating cycle.
2. Working Capital Assessment
Calculating eligible CC limits using drawing power
and turnover-based methods.
3. Lender Selection
Identifying banks or NBFCs aligned with your industry
and credit profile.
4. Limit Sanction & Renewal Support
Assistance in sanction, documentation,
and annual CC limit renewal.
Optimise Your Working Capital with the Right CC Limit
Get clarity on eligible cash credit limits,
documentation requirements, and structuring
before applying.
BharatiyaNeo operates as an MSME working capital advisory and enablement platform.
Cash Credit sanction, limits, renewal, and terms are subject to lender
credit policy and regulatory guidelines. BharatiyaNeo does not guarantee approval.
